Money does not buy happiness. Sure, but it helps to have money.
Psychologist David Myers found a very low correlation between wealth and happiness, except in cases of extreme poverty where people's basic needs were not being met. (mentioned in Happier, Tal Ben-Shahar)
I wonder which influence has "money" in your decision-making process. For me, I must say that my feelings have the strongest weight. The "money" factor comes afterwards. I stay financially speaking reasonable but I allow myself some extra costs if I get in exchange more positive emotions.
For example, I am looking for an accommodation. Two offers caught my attention. The first one is good and cheap. The second one has the perfect location but it is a bit expensive. My heart says to go for the second offer. And the more I think about it, the more I believe that I can afford paying a bit more because this apartment is matching my expectations on all the other criteria.
And you, do you follow your head or your heart? What comes first: finance or feeling?